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Online Mortgage Brokers | Your Personal Mortgage Manager
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9 sales tactics to be aware of when buying property

What sellers and potential buyers need to remember, to most real estate agents, you’re a transaction. That’s right, and you would do well to remember whether they are selling to you or selling for you, the faster they can get it off their books, the quicker they can move to the next listing.

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Nav Dharan8 June 2021Realestate, Property, First Home Buyers
How to make your yard more enjoyable

Many homeowners dream of an expansive backyard, but it can end up feeling more like a burden if it lacks interest and purpose — and that can result in no one using it.

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Shared ContentNav Dharan8 June 2021Realestate, Property, First Home Buyers
How to achieve your financial goals in the new financial year

Having goals and an overarching plan is one of the easiest ways to control your finances and reduce stress. Use these tips to identify your big and small financial goals and stay focused on achieving them in the next financial year.

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Shared ContentNav Dharan6 June 2021Realestate, Property, First Home Buyers
Why you shouldn't trust the media when investing in property

Most financial publications and websites shy away from highlighting the potential downsides of investing in property for obvious reasons. However, if you are serious about investing in property, it’s important to be aware of the following investment truths before you dive in.

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Shared ContentNav Dharan1 June 2021Realestate, Property
Mistake’s property buyers make when negotiating

When it comes to negotiating the purchase price of a property, there are no hard and fast guarantees. However, these are the top mistakes to avoid if you want a result that you’ll be happy with after a successful price negotiation with the sellers.

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Nav Dharan1 June 2021Realestate, Property, First Home Buyers
Common mistakes home loan applicants still make

For borrowers, especially if it’s their first home, applying for a mortgage can seem like a daunting task. Financing policies can be stringent and vary between lenders, making it confusing for borrowers to present an application that gets approved without any questions being asked.

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Nav Dharan1 June 2021Realestate, Property, First Home Buyers
The secrets to mixing patterns in your home

Do you ever wonder how to mix and match patterns in your home? I know it can be tricky to figure out what “goes” with what!

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Shared ContentNav Dharan23 May 2021Realestate, Property, First Home Buyers
How to manage your money for a better future.

So being able to save some money when the times are good is a useful skill to have. Our tips below will help you successfully save a portion of your income regularly and ensure you have sufficient money set aside to deal with difficult economic times should they arise.

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Nav Dharan23 May 2021Realestate, Property
Is it better to fix up your house before selling?

When you make the decision to sell your home, it can be tricky to know which changes would make your home more attractive to buyers or boost the sale price — and which would be a waste of your time and resources.

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Shared ContentNav Dharan23 May 2021Realestate, Property
How to Marie Kondo your whole house

Make a fresh start by tackling a few tasks that will revitalize your home and your spirits and what better way to do it then with inspiration from queen of decluttering, Marie Kondo. Consider these five to get started.

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Shared ContentNav Dharan16 May 2021First Home Buyers, Property, Realestate
How to buy a home with little or no savings

For many would-be aspiring homebuyers, saving a 20% deposit for a mortgage can be a big barrier to homeownership. And unless your parents are funding your deposit, most people are buying homes by putting as little as 5 percent of the purchase price.

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Nav Dharan16 May 2021Property, Realestate, First Home Buyers
Getting your home loan approved when you're self employed

There is a perception that it’s harder for self-employed individuals to get a home loan than what it is for a PAYG salaried applicants.

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Nav Dharan15 May 2021Property, Realestate, First Home Buyers
How to minimise investment property associated risk

Some of the common worries many property investors fret about, is that of having to find new tenants on a frequent basis, tenants not paying rent on time for mortgage repayments, and will the tenants look after the property without causing unnecessary damage.

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Nav Dharan14 May 2021Realestate, Property
4 things first time property investors should do to succeed

Here are a few tips from experts to help you take the first steps to building your real estate empire, without making costly mistakes along the way.

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Shared ContentNav Dharan9 May 2021Property, Realestate
How you can save time and money when building or renovating property

Of course, there are things you just can’t plan for, but there’s plenty that you can. Costly changes and additional time-consuming work can be kept to a minimum if you fully understand what you are building before you start.

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Shared ContentNav Dharan9 May 2021Realestate, Property, First Home Buyers
How to find a investment property with high rental demand

When looking for an investment property, it’s important to consider what tenant demographic you would like to attract and choose a home that is likely to suit them.

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Shared ContentNav Dharan2 May 2021Realestate
How to decide what's the best price to sell your property for

But what if you need to sell your existing property so that you have enough cash by a certain date to settle on your new home or something more unfortunate like a divorce settlement or when the market has more sellers than buyers?

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Nav Dharan2 May 2021Realestate, Property
How the pandemic has us rethinking sustainability at home

Over the past 12 months, the general population has spent more time at home than ever before in our lifetimes. This single pandemic-induced behavioural change has dramatically created a laser focus on wellness and sustainability within our homes.

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Shared ContentNav Dharan1 May 2021Property, Realestate, First Home Buyers
Challenges buyers face when searching for a property

Buying property comes with its own set of challenges, the biggest being decreasing affordability due to increasing property prices. Other challengers’ buyers face is increased competition, insufficient savings to use as deposit and stagnant wage growth.

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Shared ContentNav Dharan26 April 2021Property, Realestate, First Home Buyers
Personal finance beliefs millennials should ignore

Do you get caught up in money beliefs that don't serve you? If your answer is “yes,” you are not alone. There are a lot of money beliefs and myths out there that might make you question your own decisions, or make you feel like you’re behind in the game.

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Shared ContentNav Dharan18 April 2021Realestate, Property, First Home Buyers
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The information on this website is general in nature and cannot be construed as financial advice. To the extent permitted by law, no liability is accepted for any loss or damage as a result of any reliance on this information. Consider your own goals, needs, objectives and financial situation before making a financial decision. You should obtain independent legal and financial advice where applicable.
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