In the competitive Australian property market, making your home stand out to potential buyers can significantly affect its sale price.
Read More
This article delves into strategies for optimizing your superannuation investment mix, considering different career stages, the uniqueness of self-managed superannuation funds (SMSFs), and the benefits of integrating Environmental, Social, and Governance (ESG) investments into your portfolio.
Read More
Financial stress is a common issue that affecting more and more Australians. It can be particularly difficult when your income is not increasing at the same rate as inflation. This means that the cost of living is increasing, but your income is not keeping up.
Read More
Deciding to buy an investment property is a major decision as it involves another financial commitment you need to meet. While it's a nice idea to own an investment property or two, knowing if you're ready to buy can be complicated as you need to factor in cost of unexpected expenses.
Read More
Let’s explore why using mortgage brokers offer distinct advantages that can significantly benefit borrowers, with access to a wide range of lenders and expertise in navigating the complex mortgage landscape.
Read More
In this article, we will guide you through the process of finding and selecting the right mortgage broker for your specific requirements.
Read More
When we need a home loan, regardless if it’s to purchase or refinance a property, we tend to go to our existing banks as we feel that we have a relationship with either the brand, branch and occasionally with particular staff members themselves.
Read More
With real estate agents increasingly encouraging sellers to take advantage of sellers’ market in-order to maximise their possible sale price, it’s no surprise sellers want to capitalise on bidder competition.
Read More
With the interest rates (cost) on offer for home loans at historically low levels, more and more borrowers are asking if they should fix their home loan and for how long?
Read More
We, Australians are a trusting bunch, even after the Banking Royal Commission in 2019 and the 2020 ACCC report on mortgages confirmed, what we all knew, banks don’t have our best interest at heart, most of us still stayed loyal and continue to miss out on a better financial outcome for our future selves.
Read More
For a savvy property buyer, good debt is any borrowed money which is used for investment purposes. Mind you, not just any investment i.e. buying part share is a greyhound syndicate doesn’t qualify as a good debt, the investment has to be income producing with a strong potential for capital growth over time.
Read More
Regardless of what comes first albeit children, marriage or real estate if you’re over the age of 18 you need a Will.
Read More
A home loan is usually the largest debt a person commits to during their lifetime, be it for a residential or an investment property purposes. Follow our tips to get the best interest rates for your home loan when refinancing.
Read More
At loansHub, we make getting a mortgage simple, easy and stress-free as possible.
Read More
Whether you are selling, refinancing and making that final mortgage repayment on your home loan, you will need to discharge your mortgage from the lender if you want them to release their caveat on your property.
Read More
Mortgage applications typically require a lot of documents, loanshub.com.au request that the documents be uploaded during the application process to make your mortgage experience as efficient as possible.
Read More
With Australia moving towards an American styled open banking system, in the future, a good credit score will likely equate to getting a better interest rate with your home loan.
Read More
Paying off a mortgage early can save on interest, free up cash-flow each month and help you enjoy all the benefits of a debt-free lifestyle.
Read More
Whether you’re thinking about purchasing an existing home, renovating a current home or looking at building a new home, you will need to do some essential planning to ensure the best outcome.
Read More
To get a clearer view of the mortgage process, it’s helpful to know some of the factors that will be considered when your mortgage application is reviewed.
Read More