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Online Mortgage Brokers | Your Personal Mortgage Manager
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Using your 5 senses to find more peace at home

With screens taking up so much of our time (both at work and at play), it’s easy to become disconnected from the simple pleasures of living. Restore some serenity by tapping into your five senses, and turn the place you live into a more peaceful haven.

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Nav Dharan12 September 2020Property, Realestate
What to do, before and after you buy your first home?

Congratulations! You have managed to buy your very first home, a place to call your own. Now that you have progressed from being a renter to a mortgage holder, it's time to undertake few important tasks which will make your experience as a home owner more enjoyable.

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Nav Dharan11 September 2020Property, Realestate
What percentage of your income should you spend on your mortgage?

You may have heard a common advise given by some financial advisors, “Don’t spend more than 30 per cent of your income on property”.

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Nav Dharan6 September 2020Property, Realestate
How to Stick to Your Renovation Goals

Renovation is a great way to stay in the house you have. Plus, making changes can improve the way you live. But everyone has heard the horror stories of going 50% or more over the Renovation budget.

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Nav Dharan23 August 2020Property, Realestate
How to select a property like a professional buyer would

When looking to buy a property, most buyers click on a few real estate websites looking for a property ‘they fall in love’ with and then they go and inspect to confirm their love before making an offer and having it hopefully accepted.

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Nav Dharan23 August 2020Property, Realestate
How to maximise your property's rental yield

As property prices in Australia creep higher and higher, it tends to put downward pressure on rental yield for new investment property owners and this leaves property owners reliant on capital gains in-order to realise a profit from their investment.

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Nav Dharan23 August 2020Property, Realestate
Your entitlement when buying or selling a tenanted property

As the new owner with a mortgage on an investment property, not only will there be no down time when it comes to making money on your new purchase, you won't have to spend any time or effort on advertising the property and sourcing out possible tenants.

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Nav Dharan23 August 2020Property, Realestate
Your guide to a hassle free home construction

Imagine walking into your newly built or renovated home and seeing it exactly as you had imagined it at the start of construction: the windows are all in the right places, the flooring is the right colour, and the kitchen cabinets are a perfect fit.

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Nav Dharan23 August 2020Property, Realestate
How to buy a property if you missed out on first home buyers deposit scheme

With the federal governments first home buyers scheme restricted to 10,000 applicants per year as well as eligibility purchase prices well below capital city median house prices on the eastern seaboard, it’s not likely that first home buyers in Sydney, Melbourne, Canberra and Brisbane will benefit much, if at all from this offer.

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Nav Dharan23 August 2020Property, Realestate
How to win a real estate bidding war without blowing your budget

As some real estate markets within closed states start to return to normalcy, suburban markets across Australia will heat up as homebuyers hunt for a bargain.

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Nav Dharan23 August 2020Property, Realestate
How to prepare for unexpected property expenses

Property investing is a time-honoured strategy for making money, whether via long-term capital growth or in the short term through positive cash flow. In fact, 34 percent of Australians can call themselves millionaires, thanks in part to red hot property prices over the last decade or so.

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Nav Dharan22 August 2020Property, Realestate
How to Keep Your White Interior Looking Great

White interiors can be light, bright and beautiful — but how do you keep them that way? If you’ve been wondering how to get the scuffs off your white floors, freshen your floaty curtains or lift jammy handprints from your lovely white sofa, we’ve got you covered.

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Nav Dharan22 August 2020Property, Realestate
What new borrowers need to know about mortgages

You might have a deposit ready, but you also need to study your mortgage options carefully and be clear on all your real estate and loan costs.

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Nav Dharan20 August 2020Property, Realestate
How to increase the value of your property without a major renovation

The uncertainty of the housing market and historically low interest rates might mean it's time to start thinking about preparing your house to be sold or refinanced.

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Nav Dharan20 August 2020Realestate, Property
How to attract the best tenants for your investment

Securing the right tenant for your investment property is as important as finding the best housing assets to invest in – to thrive in the property investment scene, pairing an attractive home with a competitive and credible tenant will do wonders to help you achieve your investment goals.

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Nav Dharan16 August 2020Property, Realestate
How to design a family friendly kitchen

A kitchen is not just a place for cooking and eating, it’s also a sociable space for gathering, doing homework and simply spending time together as a family. So, with that in mind, here are 10 design tips to help you plan your ideal family kitchen.

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Nav Dharan16 August 2020Realestate, Property
How to improve the chance of your home loan being approved

Sure, you can submit applications with multiple banks and see which one gives you the best deal. There are two things that you need to consider when you are busily searching for the best home loan from every lender on the main street.

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Nav Dharan16 August 2020Realestate, Property
How to increase your rental income by getting the basis right?

There are things about investment property ownership every buyer should know before they make an offer and settle on a property, but sometimes, the unexpected happens, and landlords lose.

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Nav Dharan16 August 2020Realestate, Property
How to buy another property before selling yours

In a perfect world you would settle the loan on your current home and go out and find your next property the day after. But as many would-be home buyers have discovered, things rarely run so smoothly.

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Nav Dharan9 August 2020Property, Realestate
Why renovations go over budget and how to keep yours from blowing!

Budgeting for a renovation can be challenging, and just 36% of renovating homeowners hit their budgets in 2019, according to the 2020 Houzz & Home survey. But there are things homeowners can do to improve their chances of sticking to a budget.

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Nav Dharan9 August 2020Property, Realestate
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The information on this website is general in nature and cannot be construed as financial advice. To the extent permitted by law, no liability is accepted for any loss or damage as a result of any reliance on this information. Consider your own goals, needs, objectives and financial situation before making a financial decision. You should obtain independent legal and financial advice where applicable.
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