Build New or Renovate: An Architects Perspective

Whether you’re thinking about purchasing an existing home, renovating a current home or looking at building a new home, you will need to do some essential planning to ensure the best outcome.

LoansNav Dharan21 June 2019Purchasing, Refinancing

What Do Lenders Look at When Approving A Home Loan?

To get a clearer view of the mortgage process, it’s helpful to know some of the factors that will be considered when your mortgage application is reviewed.

LoansNav Dharan22 April 2019Refinancing, First Home Buyer, Loans, Purchasing

Mortgage Comparison Rates

Comparison rates take the hard work out of comparing the cost of different loans, but they are not the only thing to consider when you're shopping around for a loan.

LoansNav Dharan7 March 2019Mortgage, Refinancing, Purchasing, First Home Buyer

Your complete A-Z Guide to Home Loan Terminology

loansHub has compiled common mortgage terms that are frequently used by lenders and potentially misunderstood by some borrowers.

LoansNav Dharan8 February 2019First Home Buyer, Refinancing, Purchasing, Mortgage

Guide to Credit Card Balance Transfers

Credit card balance is the total amount of money you owe on your credit card account at any point in time during the statement cycle.

LoansNav Dharan8 February 2019First Home Buyer, Purchasing, Refinancing, Business

How to Holiday with a Mortgage

Maybe you’ve spent more than expected on renovations, or you’ve recently taken a personal loan for a new car, or you have racked up a large credit card balance, or you’ve decided to put your kid (s) through an exclusive private school.

LoansNav Dharan8 February 2019First Home Buyer, Loans, Purchasing, Refinancing

How's Mortgage Repayment Calculated?

Mortgage repayment calculation consider these five factors:

LoansNav Dharan8 February 2019First Home Buyer, Purchasing, Refinancing

Protecting Yourself from Identity Fraud & Theft

Identity fraud is when someone actually uses another person's information to impersonate them, whether the victim is dead or alive, to commit illegal activities like opening a bank account, taking out a mortgage and more.

LoansNav Dharan8 February 2019First Home Buyer, Purchasing, Refinancing, Business

Renovate and Improve Your Property Value

Not everyone can afford to buy a brand-new property first up, for most entering the property market, an established property is usually the way in.

LoansNav Dharan8 February 2019First Home Buyer, Loans

Offset or Redraw Facility, The Smart Option

The reality is, most of today’s borrowers will ask for a redraw or offset facility with their home loan even if they don’t understand how the benefit is applied. Most lenders have either an Offset or Redraw facility as an option with their home loan products and the best ones offer both.

LoansNav Dharan8 February 2019Loans, Refinancing, Purchasing, First Home Buyer