Not everyone can afford to buy a brand-new property first up, for most entering the property market, an established property is usually the way in.
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The reality is, most of today’s borrowers will ask for a redraw or offset facility with their home loan even if they don’t understand how the benefit is applied. Most lenders have either an Offset or Redraw facility as an option with their home loan products and the best ones offer both.
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For most people mortgage repayments makes up a big part of their financial commitment.
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Not everyone is able to find their dream home for sale on the market, some accordingly decide to build their dream home.
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It is rare for someone to be able to buy a property without having to borrow money from a lender to supplement any savings they may already have.
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